Don’t Fall for the XRP FedNow Hype, It’s Just More Paid Shilling

Listen, this whole rumor about the Federal Reserve using XRP (or XLM) for a global payment system is absolute nonsense. It’s nothing more than a marketing tactic from paid influencers trying to pump the price of XRP while the insiders quietly dump their bags on unsuspecting investors. The idea that the Federal Reserve, which oversees the nation’s monetary policy, would entrust their payment system to a centralized company like Ripple is ridiculous.

First off, the Fed has never made any official statement about using Ripple’s XRP in its FedNow payment system, or anywhere else, for that matter. If you haven’t noticed, FedNow is designed to enable real-time payments, but they’re building it to work with regulated institutions—not speculative cryptocurrencies. They’re not about to hand over the reins of America’s financial system to a company that holds an enormous portion of its own token supply, waiting to be dumped. Ripple still controls a massive amount of XRP, and that alone is a huge red flag. Why would the Federal Reserve ever tie itself to a coin where one company has the power to tank the market by dumping their holdings?

Honestly, this is classic crypto hype. If it sounds too good to be true, it probably is. All this talk of XRP and XLM being “the only digital assets” in the system is just more Twitter and AI-generated BS to keep retail investors hooked while the insiders cash out. Remember, these influencers are likely being paid to pump these rumors. If the Federal Reserve were really considering XRP for its payment infrastructure, you’d see it in the news, not just in Twitter threads.

Bottom line: Don’t buy into the hype. If the Federal Reserve wanted to integrate a payment solution, they would use regulated, transparent systems that align with U.S. financial laws—not a crypto asset controlled by a single company with a history of pushing PR stunts.